PRIVACY POLICY

LAST UPDATED: OCTOBER 19, 2015

Do Hard Money knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our privacy policy.

By visiting DoHardMoneyInc.com, you are accepting the practices described in this Privacy Notice.

WHAT PERSONAL INFORMATION ABOUT CUSTOMERS DOES DOHARDMONEY.COM GATHER?

The information we learn from customers helps us personalize and continually improve your experience at DoHardMoney.com. Here are the types of information we gather.

Information You Give Us

You provide most such information when you search, buy, post, participate in a contest or questionnaire, or communicate with customer service. For example, you provide information when you search for a product; place an order through DoHardMoney.com or one of our third-party sellers; provide information in Your Profile (and you might have more than one if you have used more than one e-mail address when shopping with us); communicate with us by phone, e-mail, or otherwise; complete a questionnaire or a contest entry form; or provide testimonials or reviews. As a result of those actions, you might supply us with such information as your name, address, and phone numbers; credit card information; people to whom purchases have been shipped, including addresses and phone number; people (with addresses and phone numbers) listed in your account settings; e-mail addresses of your friends and other people; content of testimonials and e-mails to us; personal description and photographs in Your Profile; and financial information.

By placing orders at DoHardMoney.com, you understand that credit card information is always encrypted during transfer over networks. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

Automatic Information

Examples of the information we collect and analyze include the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information such as browser type, version, and time zone setting, browser plug-in types and versions, operating system, and platform; purchase history, which we sometimes aggregate with similar information from other customers to create features like most popular investing states; the full Uniform Resource Locator (URL) clickstream to, through, and from our website, including date and time; cookie number; pages/products you viewed or searched for; and the phone number you used to call our number. We may also use browser data such as cookies, Flash cookies (also known as Flash Local Shared Objects), or similar data on certain parts of our Website for fraud prevention and other purposes. During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page. We may also collect technical information to help us identify your device for fraud prevention and diagnostic purposes.

Information from Other Sources

Examples of information we receive from other sources include updated delivery and address information from our carriers or other third parties, which we use to correct our records and deliver physical mail/packages more easily; account information, purchase or redemption information, and page-view information from some merchants with which we operate co-branded businesses or for which we provide technical, fulfillment, advertising, or other services; search term and search result information from some searches conducted through the web search features offered by Google Analytics; search results and links, including paid listings (such as Sponsored Links); and credit history information from credit bureaus, which we use to help prevent and detect fraud and to offer certain credit or financial services to some customers.

Information You Can Access

Examples of information you can access easily at DoHardMoney.com include up-to-date information regarding recent orders; personally identifiable information (including name, e-mail, password, and address book); payment settings (including credit card information); e-mail notification settings; and Your Profile.

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WHAT ABOUT COOKIES?

Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device and to provide features such as personalized advertisements on other websites (e.g., Google remarketing after you leave our website), and storage of information in completed forms or items in your Shopping Cart between visits.

The Help feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the website of its manufacturer. Because cookies allow you to take advantage of some of DoHardMoney.com’s essential features, we recommend that you leave them turned on.

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DOES DO HARD MONEY SHARE THE INFORMATION IT RECEIVES?

Information about our customers is an important part of our business, and we do not sell it to others. We share customer information only as described below and with subsidiaries Do Hard Money controls that either are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice.

Third-Party Service Providers:

In order to keep your information private, third-party providers employed by Do Hard Money will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. Certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, please read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than those of Do Hard Money. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

Examples of third party services include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes.

Business Transfers:

As we continue to develop our business, we might sell or buy stores, subsidiaries, or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Notice (unless, of course, the customer consents otherwise). Also, in the unlikely event that DoHardMoney.com or substantially all of its assets are acquired, customer information will of course be one of the transferred assets.

Protection of DoHardMoney.com and Others:

We release account and other personal information when we believe release is appropriate to comply with the law; enforce or apply our Terms of Use and other agreements; or protect the rights, property, or safety of DoHardMoney.com, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing, or otherwise disclosing personally identifiable information from customers for commercial purposes in violation of the commitments set forth in this Privacy Notice.

With Your Consent:

Other than as set out above, you will receive notice when information about you might go to third parties, and you will have an opportunity to choose not to share the information.

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HOW SECURE IS INFORMATION ABOUT ME?

We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input.

We reveal only the last four digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing.

It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

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WHICH INFORMATION CAN I ACCESS?

DoHardMoney.com gives you access to a broad range of information about your account and your interactions with DoHardMoney.com for the limited purpose of viewing and, in certain cases, updating that information. Most of that information can be accessed through your Do Hard Money members area.

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WHAT CHOICES DO I HAVE?

As discussed above, you can always choose not to provide information, even though it might be needed to make a purchase or to take advantage of many features on DoHardMoney.com.

You can add or update certain information on pages such as those referenced in your customer account.

If you do not want to receive e-mail or other mail from us, please simply click the unsubscribe link contained in the bottom of every email that we send to you

TERMS OF USE

LAST UPDATED: OCTOBER 19, 2015

DoHardMoney.com, Inc. and/or its affiliates (“DHM”) provide website features and other products and services to you when you visit or shop at DoHardMoney.com or use DHM’s products or services. DHM provides these services subject to the following conditions.

By using DoHardMoney.com, you agree to these conditions. Please read them carefully.

We offer a wide range of DHM services, and sometimes additional terms may apply. When you use a DHM Service you also will be subject to the guidelines, terms and agreements applicable to that DHM Service (“Service Terms”). If these Terms of Use are inconsistent with the Service Terms, those Service Terms will control.

DMCA 

This policy is valid from 17 January 2012

This website is written and edited by the staff at DoHardMoney.com. For questions about this blog, please contact info@dohardmoney.com.

This website accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made in this website. That content, advertising space or post may not always be identified as paid or sponsored content.

The owner(s) of this website is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this website are purely the website owner(s) own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This website does contain content which might present a conflict of interest. This content may not always be identified.

EARNINGS DISCLAIMER 

Thank you for visiting DoHardMoney.com. This page is our FTC affiliate disclosure.

DoHardMoney.com (also known as “Do Hard Money” and “DHM”), a website owned by Ryan G. Wright, earns money in a variety of ways. Let me highlight the ways in which this website earns money:

We earn money by participating in affiliate programs. Many of the links on this website (and also those in our email newsletter) earn affiliate commissions. What’s an affiliate commission? This basically means we earn money when you purchase a product that we link to. When you see links on this blog, please assume they are affiliate links.

We earn money from advertisers. Advertisers pay to have advertisements displayed on our website. When you see an advertisement on DoHardMoney.com, please assume we’re being compensated.

This website exists to make money. As you read my website and newsletter, please assume the purpose of the article is generating income for our business. At the same time, we must say that our core goal is to always provide useful and valuable information that empowers and educates real estate investors.

Please also make sure to read DoHardMoney.com <a href=”https://www.dohardmoney.com/terms-and-conditions”>Terms and Conditions</a> and <a href=”https://www.dohardmoney.com/privacy-policy”>Privacy Policy</a>.

While we make every effort to ensure that we accurately represent all the products and services reviewed on this website and their potential for income, it should be noted that earnings and income statements made by DoHardMoney.com and its advertisers / sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which could reduce results you experience. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence and you agree that DoHardMoney.com and the advertisers / sponsors of this website are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services reviewed or advertised on this website.

ANTI-SPAM 

What is spam?

In the context of electronic messaging, spam refers to unsolicited, bulk or indiscriminate messages, typically sent for a commercial purpose.

DoHardMoney.com has a zero-tolerance spam policy.

Automated spam filtering

DoHardMoney.com’s messaging systems automatically scan all incoming email [and other] messages, and filter-out messages that appear to be spam.

Problems with spam filtering

No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered-out by DoHardMoney.com’s systems.

If you believe this has happened to a message you have sent, please advise the message recipient by another means.

You can reduce the risk of a message being caught by the spam filters by sending the message in plain text (i.e. no HTML), removing any attachments, and ensuring that your messages are scanned for malware before dispatch.

Receipt of unwanted messages from DoHardMoney.com

In the unlikely event that you receive any message from DoHardMoney.com or sent using DoHardMoney.com’s systems that may be considered to be spam, please contact DoHardMoney.com using the details below and the matter will be investigated.

Changes to this anti-spam policy

DoHardMoney.com may amend this anti-spam policy at any time by publishing a new version on this website.

This anti-spam policy

This anti-spam policy was created using a precedent from Contractology.

[PLEASE RETAIN THIS CREDIT AND THESE LINKS IN ACCORDANCE WITH THE TERMS OF THE CREATIVE COMMONS ATTRIBUTION LICENSE UNDER WHICH THE TEMPLATE IS PROVIDED.]

Contact us

Should you have any questions about this anti-spam policy, please contact support using the details set out below:

info@dohardmoney.com

REFUNDS 

We are confident that our clients will be 100% satisfied with the services we provide. If for any reason you are dissatisfied with the products or services you purchased simply complete this short File Review Request form describing your circumstances and we get back to you within 24 business-hours to review your request and see what we can do to make sure you are 100% satisfied and confident that you can succeed with our system. If you submit your request WITHIN 13 Business Days of receiving access or delivery of your products or services, and after a review of your circumstances are still dissatisfied, we offer a 100% money-back refund. For file review requests submitted AFTER WITHIN 3 Business Days of receiving access or delivery of your products or services a refund is not available, but we will do everything within our power to ensure your satisfaction and provide you with the tools you need to succeed.

ELECTRONIC COMMUNICATIONS

When you use any DHM Service, or send e-mails, text messages, and other communications from your desktop or mobile device to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you in a variety of ways, such as by e-mail, text, or by posting notices and messages on this site or through the other DHM Services, such as your Members Area. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included in or made available through any DHM Service, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software is the property of DHM or its content suppliers and protected by United States and international copyright laws. The compilation of all content included in or made available through any DHM Service is the exclusive property of DHM and protected by U.S. and international copyright laws.

TRADEMARK

DHM names and logos and all related product and service names, design marks and slogans are the trademarks or service marks of DHM, Inc. In addition, graphics, logos, page headers, button icons, scripts, and service names included in or made available through any DHM Service are trademarks or trade dress of DHM in the U.S. and other countries. DHM’s trademarks and trade dress may not be used in connection with any product or service that is not DHM’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits DHM. All other trademarks not owned by DHM that appear in any DHM Service are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by DHM.

LICENSE AND ACCESS

Subject to your compliance with these Terms of Use and your payment of any applicable fees, DHM or its content providers grant you a limited, non-exclusive, non-transferable, non-sub licensable license to access and make personal and non-commercial use of the DHM Services. This license does not include any resale or commercial use of any DHM Service, or its contents; any collection and use of any content, videos, text, documents, product listings, descriptions, or prices; any derivative use of any DHM Service or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in these Terms of Use or any Service Terms are reserved and retained by DHM or its licensors, suppliers, publishers, rights holders, or other content providers. No DHM Service, nor any part of any DHM Service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of DHM. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of DHM without express written consent. You may not use any meta tags or any other “hidden text” utilizing DHM’s name or trademarks without the express written consent of DHM. You may not misuse the DHM Services. You may use the DHM Services only as permitted by law. The licenses granted by DHM will terminate if you do not comply with these Terms of Use or any Service Terms.

YOUR ACCOUNT

If you use any DHM Service, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. DHM does sell products for minors, but it sells them to adults, who can purchase with a credit card or other permitted payment method. If you are under 18, you may use the DHM Services only with involvement of a parent or guardian. DHM reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

REVIEWS, COMMENTS, COMMUNICATIONS AND OTHER CONTENT

Visitors may post reviews, comments, photos, and other content; send e-mails and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights (including publicity rights), or otherwise injurious to third parties or objectionable, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam” or unsolicited commercial electronic messages. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. DHM reserves the right (but not the obligation) to remove or edit such content.

If you do post content or submit material, and unless we indicate otherwise, you grant DHM a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant DHM and sub licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify DHM for all claims resulting from content you supply. DHM has the right but not the obligation to monitor and edit or remove any activity or content. DHM takes no responsibility and assumes no liability for any content posted by you or any third party.

COPYRIGHT COMPLAINTS

DHM respects the intellectual property of others. We will promptly process and investigate notices of alleged infringement by third parties and will take appropriate actions under the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) (the “DMCA”), where applicable.

Pursuant to the DMCA, notifications of claimed copyright infringement by third parties should be sent to DHM’s Designated Agent. If you believe that your copyrighted work has been infringed under U.S. copyright law and is accessible on this Site, please notify us by contacting our Designated Agent. Even if you believe that the alleged infringing work was not posted by a third party, please send all notifications of claimed copyright infringement to DHM’s Designated Agent listed below.

To be effective under the DMCA, notification of claims of copyright infringement by third parties must be a written communication to DHM’s Designated Agent that includes the following:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit DHM to locate the material;
4. Information reasonably sufficient to permit DHM to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

DHM’s Designated Agent for notice of claims of copyright infringement can be reached as follows:

Jonathan Dick
Do Hard Money Inc.
8846 South Redwood Road #C212
West Jordan, UT 84088
dmca@dohardmoney.com

This contact information is only for reporting claims of copyright infringement. Contact information for other matters is provided elsewhere on this Site.

Upon receipt of a valid notification of alleged copyright infringement by a third party, DHM shall remove or disable access to the material identified in the notice, forward the written notification to the alleged infringer, and take reasonable efforts to notify the alleged infringer that it has removed or disabled access to this material.

You should be aware that, under the DMCA, claimants who make misrepresentations concerning copyright infringement may be liable for any damages, including costs and attorneys’ fees, incurred by the alleged infringer or by DHM, if injured by relying upon such misrepresentation in removing or disabling access to the material or activity claimed to be infringing.

If a notice of copyright infringement has been filed against you, you may file a counter notification with the Designated Agent at the address listed above.

To be effective, a counter notification must be a written communication provided to the DHM’s Designated Agent that includes the following:

1. A physical or electronic signature;
2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
4. Your name, address, and telephone number, and a statement that you consent to the jurisdiction of Federal District Court for the judicial district in which the address is located and that you will accept service of process from the complainant who provided the original notification or an agent of such person or entity.

If DHM receives a valid counter notification, it shall provide the complainant with a copy of the counter notification, inform the complainant that it will replace the removed material or cease disabling access to it in 10 to 14 days from receipt of the counter notification, and replace the removed material or cease disabling access to it in 10 to 14 business days, provided that DHM has not received notice from the complainant that an action has been filed seeking a court order to restrain the alleged infringer from engaging in infringing activity relating to the material on DHM’s system.

You should be aware that the DMCA provides substantial penalties for a false counter notice filed in response to a notice of copyright infringement. Claimants who make misrepresentations in their the counter notification statement may be liable for any damages, including costs and attorneys’ fees, incurred by any copyright owner or copyright owner’s authorized licensee, or by DHM, if injured by relying upon such misrepresentation in replacing the removed material or ceasing to disable access to it.

RISK OF LOSS FOR PHYSICAL PRODUCTS

All physical items purchased from DHM are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.

OTHER BUSINESSES

Parties other than DHM operate businesses, stores, provide services, or sell product lines through the DHM Services. In addition, we provide links to the sites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their Web sites. DHM does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other Terms of Use.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

DHM makes no representations or warranties of any kind, express or implied, as to the operation of the site or the information, content, materials, or products included on this site. To the full extent permissible by applicable law, DHM disclaims all warranties, express or implied, including, but not limited to, implied warranties of performance or success. Without limiting the foregoing, DHM disclaims any and all warranties, express or implied, for any merchandise or services offered on this site. You acknowledge, by your use of DHM’s web site, that your use of the site is at your sole risk. This disclaimer does not apply to any product warranty offered by the manufacturer of the item.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

APPLICABLE LAW

By using any DHM Service, you agree that the Federal Arbitration Act, applicable federal law, and the laws of the state of Utah, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and DHM.

SITE POLICIES, MODIFICATION AND SEVERABILITY

We reserve the right to make changes to our site, policies, Service Terms, and these Terms of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.